Unlock a Free 12 Months of PS Plus Premium with PlayStation's Visa Credit Card

I mean, if they did this in the UK and it saved me £120. I'd go for it

PureXbox did this last year for the Xbox credit card. It wasn’t cool then and it’s not cool now. These sites shouldn’t be advertising credit cards without providing proper financial advice. Enough people commented last year that the article was removed and everyone who commented got an email apologising for the inappropriate nature of the article…..please do better Pushsquare because this isn’t the medium for people to be tempted into potentially destructive financial decisions.

@GeeEssEff They're just reporting on the news. It's up to the individual to be financially responsible in their own life, and not Push Square.

@SolarSailor Completely agree it’s up to individuals to look after their own finances. I disagree that this is news though. It’s closer to an advert than it is to news.

Seriously, if articles about credit cards are too triggering, then I have a whole list of other things to ban too.
Gimme a break.

@Atreus97 If you think the issue is people getting "triggered" you're missing the point entirely.

@GeeEssEff I agree that this is definitely filler content for sure

Oh PSplus! Nice.

Me looking at backlog: nah!

My pocket: thank goodness!

( just a joke btw, I’m very serious about my finances 👍🏻)

Great if you need one, live in the US and are looking to make a big purchase. People who actually get it and make a unnecessary 600 purchase just to get 12 months free are the problem 😬

According to the Federal Reserve Bank of New York, the US hit a record high in credit card debt in 2023. Just wanted to throw that out there since you're advertising a credit card to the US market.

An article is fine, but this looks like a straight up advertisement. This is the kind of thing that will eventually turn off readers. Do better Hookshot.

I'll pass having to spend 600 then pay it off? yeah no thanks.

if it was for just opening an account, I'd do it, but wheres profit for them?

There are better credit cards on the market that will give you more cash back without having to spend $600 in a short time frame. Stay away from this "deal" and do your research.

Wonder what the interest rates are, will no doubt fleece a few suckers with this one.

People need to stop white knighting.

Spending $600 on a credit card then paying it off is no different then spending $600 on a debit card. In fact I know quite a few people who put all of their monthly spending on a credit card and just pay it off every month as it's interest free money plus perks.

I see no issue with this article. People should assume some responsibility instead of always blaming someone else for their own actions and decisions, but here we are.

@Atreus97 Welcome to 2024 and the rise of Gen Z, where a normal working week makes people cry.

You know it's gonna be bad when they don't tell you the interest rate

I have this card and I tend to get $40-$50 back every single year, which it is a game almost. As long as you are responsible and use it for PSN purchases, I highly recommend it.

Oh. And pay the debt in full every month. Interest is super high.

I never understood why those CC aren't offered outside the US. Surely they could appeal to some people?

Ah, not to be that guy, but, Alaska and Hawaii ARE in the United States.
Being from Hawaii originally, it bugs me when I see folks that say, the United States and Hawaii.
It's obvious that someone at Sony does not know this.
Oh, and the credit card thing....stinks....

Please remember you are NOT getting $160 worth of plus.

It’s often on sale for far far far less. Making this ‘deal’ even worse.

And I fully agree stuff like this on gaming sites is highly irresponsible. Especially as there will be younger and nieve visitors here.

Credit cards are not awful like some are hinting at and can help you build credit when you are young. I've had this card for 8 years now and have earned over $2,000 in rewards. I've paid exactly $0.00 in interest. The perks used to be slightly better (10% back on PS Store instead of 5%), but it still has solid perks.

If you are a fan of playstation and sony products then this may be a solid credit card for you.

This isn’t a bad deal, but I’ve seen better w/ both a Sony card and PlayStation card, and yes they are different I’ve had both.🤷🏻‍♂️

Last time I had the PS card I think I had to spend $1,000 over 3 months and I got about $125 credit, which was on top of getting $75 PS credit for opening the account. They closed it about a year later b/c I never used it again.

Considering this but probably won’t do it. And for all the people complaining, really? It’s not a bad deal, PS+ Premium isn’t cheap. I put about $2,000 every month on CC, and I pay it off every month, for about 20 years now. Some I don’t, o% interest is free money and I’ll take it when I can for big purchases like a car, fridge or AC unit. Interest on this, w/o even looking, is probably like 25% or 26%. Now that would be a horrible deal.

@Svark I was going to comment on it as well, there should probably be a “continental” before US, that’s usually how it works. But you did, so I didn’t have too.😁

@Gunnerzaurus "You don't acquire this card to spend $600 you weren't going to"

That is quite literally what millions of people use credit cards for and how credit card companies advertise them.

I'm genuinely perplexed by this "article" and am surprised that PushSquare's editorial policy allows it.

By the way, in the US or is highly recommended to use a credit card because it is secure. Using a debit card is highly dangerous because a skimmer can directly withdraw money from your bank account without safety nest. The banking system in the US is probably 25 years behind what you see in Europe.

"...in the United States, Alaska, and Hawaii."
What strange phrasing. Alaska and Hawaii are part of the United States, but are not part of the CONTIGUOUS United States.

I'm confused.

The article headline tells you EXACTLY what this article is about. If you're that bothered by it, don't click on the article and read it. Some of you WANT to be bothered by things, it seems.

This card could be useful to someone, say, wanting to purchase a PS5 with accessories and games. Easily over the $600 threshold and they'd get the top-tier PS Plus for free. It isn't PushSquare's responsibility to school people on their personal economics any more than it is the government's job to tell you what you should and shouldn't shove in your mouth.

Be responsible for yourselves.

Not bad, especially if you spend a lot on PlayStation…. I have one on Amazon and for Costco and have gotten thousands of dollars back…. BUT… You HAVE. to pay off in full or they get u with fees.

This would benefit someone who doesn't have a PS5 yet so they could charge it on the card with a game, make the payments and there's the reward. I'm good though, since I'm not looking to dump $600 on anything at the moment, and would prefer to keep less than 3 credit cards on hand to avoid spreading my spending habits.

Weird to see some using this as another opportunity to bash the younger generation. We've been bashed for just existing or having a voice in the past, hate to see the cycle repeated.

I know it's a PS product, but credit card ads are a weird news item on a game mag, even if a console mfr is the brand on it. Plus that's a terrible reward deal when other, better cards give a better sign up bonus in cash or points with less required spending.

@Olskeezy "than it is the government's job to tell you what you should and shouldn't shove in your mouth."

[Insert Bill Clinton joke here]

@TrickyDicky99 A normal working week always made people cry. Gen Z just feels the need to make a Tik Tok about it.

Not for me, but also no issue with the post.

PushSquare writing about Sony offering adults a financial service that could have further benefits if they are in the PlayStation eco-system is relevant enough news to someone, even if not to you or me and it featured a link to the legal T&Cs.

The ongoing urge of readers to sweep anything that has a potential or associated real-life risk, or just simply isn't agreeable completely off the site, baffles me.

if I wanted to be mollycoddled, I'd ask... or pay for it...

From the small print...

"Annual Percentage Rate (APR) for Purchases 19.24%, 25.24%, or 27.99%, based upon your creditworthiness.
This APR will vary with the market based on the Prime Rate.
APR for Balance Transfers 26.99%.
APR for Cash Advances 28.99%.
This APR will vary with the market based on the Prime Rate."

And that was buried deep in the Ts & Cs.

In the UK credit card providers have to be front and centre with rates.

Guess the US banking regulations are a little more lax.

The reason they can offer such a deal is the many who won’t pay off their balance and will be hit with huge interest payments. Debt is dumb.

Don't you have a disclaimer for advertisment? Or even mention the sponsored article in the title.

Like this:
"Sponsored: get a credit card from a company that is so indebted it sacked 900 people. What could go wrong?"

Not directly related to this article but I wish I could register my visa card on the japanese psn store to buy cero z games.

Shame this isn't in the UK, I'm looking at a new PC build and already have the funds put aside so paying on this and then clearing it would be a nice lil credit score bump, plus the saving of 100quid on PS+ would be a bonus.

@TrickyDicky99 For me im more a fan of a debit card that's money i have in the bank so no debt for me buf that is a personal thing.

@Flaming_Kaiser Using a credit card and paying it off every month isn't debt, and is interest free. If you pay it off by the end of the month then it's the same as using a debit card but credit cards will normally give you points/discounts etc.

@TrickyDicky99 For me its a bad thing i rather just pay with my own money i have in the account everyone has his own way of looking at money.

Creditcards are not that big on the Netherlands and hwre we see it as a loan. Here you have a bank account get your pay from your job on it and Credit cards are the thing you have on the side.

Also so weird things like a credit score or whatever you call it. For me its living from debt to debt that how i see and feel about it personally. And you get discounts by getting into debt and what happens if cant pay of in time you pay a massive fee.

I got rid of my PlayStation credit card years ago. It started out as a CapitalOne card and then they sold my business and info to some other company I had never heard of so I just noped back out of it.